Business Banking         

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BUSINESS CHECKING

Clear Mountain Bank has been helping small businesses grow since 1903. As a community bank, we understand small businesses and their unique needs. You can get answers to questions quickly because all of our decisions are made locally.

With Free Business Checking, you won't have to worry about maintaining a minimum balance or monthly service fees. You'll also have access to free Online Banking and a free Visa Debit Card.  Imaged items are returned in your monthly statement that’s three-hole punched and ready for insertion in your free Clear Mountain Bank binder. Call or stop by today to find out if your business qualifies for Free Business Checking.

 

BUSINESS CHECKING PLUS 

At Clear Mountain Bank, we share the pride you have in your business and want to be a partner for all your business banking needs. We offer competitive products, reasonable fee structures and easy to understand account structures so that you can concentrate on building your business.

Business Checking Plus is perfect for the high volume customer.  Your earnings credit works to offset your monthly service fee and we’ll help you monitor your account activity to assure our analysis plan is right for you.

·         SmartLink Online Banking available as a FREE service

·         Imaged items are returned in your monthly statement.  Full-page statement format comes ready for insertion in your free banking binder.

·         Lockable Zipper Bags for merchant deposits 

 

DEPOSIT SERVICES

We offer our small business customers a variety of services such as low-cost checking accounts and money market deposit accounts which pay interest. For companies with larger average balances, we can arrange to "sweep" excess funds daily into an interest-bearing account.

 

EARNINGS CREDIT

An earnings credit is calculated using the average monthly collected balance, minus reserves, and is used to offset some or all of the monthly fees. Your Clear Mountain Bank representative will provide you with all the details.

 

BUSINESS LOANS

Clear Mountain Bank offers a number of financing options to fund many different needs. Whether it’s a loan to construct a building, purchase a vehicle, or finance your inventory, we can help. We also offer loans in cooperation with the Small Business Administration and the Farmers Home Administration.  For more information please contact Mark C. Randalls at (304) 292-5429 or e-mail mrandalls@clearmountainbank.com   

 

MASTERCARD AND VISA

      
Accepting MasterCard and VISA credit card sales at your place of business is an expected convenience these days. Let us help you get established to accept these credit cards—and increase your sales.