

| Checking Rates | Rate | APY* | Minimum Balance to Obtain APY |
|---|---|---|---|
| Free Checking | 0.00 | 0.00 | |
| Interest Checking | 0.04 | 0.04 | |
| Money Market Deposit Accounts: | |||
| $0-999.99 | 0.04 | 0.04 | $0.00 |
| $1,000-24,999.99 | 0.10 | 0.10 | $1000.00 |
| $25,000-99,999.99 | 0.14 | 0.14 | $25,000.00 |
| $100,000 and greater | 0.22 | 0.22 | $100,000.00 |
| Investor Money Market Deposit Accounts: | |||
| $0-999.99 | 0.04 | 0.04 | $0.00 |
| $10,000-24,999 | 0.10 | 0.10 | $10,000.00 |
| $25,000-99,999 | 0.14 | 0.14 | $25,000.00 |
| $100,000 and greater | 0.22 | 0.22 | $100,000.00 |
| * Annual Percentage Yield Your interest rate and annual percentage yield may change. Fees reduce earnings. Minimum balance to open Money Market Deposit and Interest Checking Accounts is $1,000. Minimum balance to open Investor Money Market Account is $10,000. APY's and rates are accurate as of 01/30/2012. Clear Mountain Bank provides these rates for informational purposes only. These rates are subject to change and should not be used for financial or future planning. For actual current rates, please contact your local Clear Mountain Bank office. | |||