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When
you need a loan, we’ll find a program to fit your needs.
Regardless of the loan request, you will be pleased
with our streamlined approval process.
When you apply for a Clear Mountain Bank loan, you
will enjoy local decisions, professional service, and
competitive rates and terms.
We have been lending money for over 100 years and
we’re ready to help you today!
PERSONAL
LOANS
From
automobile loans to vacation loans, we have the perfect plan
for you. Need to consolidate some debt, buy a 4-wheeler or a
new boat? Just
give us a call! Local
decision-making means that your approval process is quick
and easy, giving you more time to enjoy the things you’ll
take care of with your Clear Mountain Bank loan! Here’s
the loan low-down:
·
Financing
available on new or used cars, vans, and trucks as well as
other types of recreational vehicles, mobile homes and more.
·
Competitive
Rates
·
Pre-arranged
financing available
·
Flexible
terms
·
Automatic
payments from your Clear Mountain Bank Checking or Savings
Account may qualify you for additional discount in rate.
MORTGAGE
LOANS
Whether
you are buying, building, refinancing or looking for your
vacation hideaway, we have a mortgage product to suit your
needs. Our
experienced team of lenders will explain the many options:
·
Conventional
Fixed Rate mortgages
·
Adjustable
Rate mortgages
·
Construction
Loans
·
Construction/
Permanent Loans
·
West
Virginia Housing Development Loans
·
Rural
Housing Loans
·
Lot
Loans
HOME
EQUITY LOANS & LINES OF CREDIT
Need
money for home improvements, education expenses, or want to
take a dream vacation?
Ask about our Home Equity Loans and Lines of Credit.
Using the equity in your home is quick, easy and may provide
you with tax deductibility.
Please consult your tax advisor and check out these
features:
Home
Equity Loans
·
Flexible
terms
·
Competitive
rates
·
Fixed
monthly payment
·
Closing
costs may be included in your loan amount
·
Set
up automatic payments from your Clear Mountain Bank account
with SmartLink online banking
Home
Equity Line of Credit
·
Low
Introductory Rate
·
No
Annual Fee
·
No
Closing Costs for approved lines over $10,000
·
Pay
the minimum payment due or however much you wish over the
minimum
·
Once
approved and paid down, money is reusable
·
Set
up automatic payments from your Clear Mountain Bank account
with SmartLink online banking
COMMERCIAL
LOANS
Your
Clear Mountain Bank Commercial Lender will work with your
business, be it large or small, to help ensure the success
of your enterprise. In
turn, we will foster economic development in the communities
we serve.
Our
Commercial Loan Team will offer you financial insight and
innovative ideas that can help your business grow.
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