Certificates of Deposit

Enjoy a greater return on your investment with a Clear Mountain Bank Certificate of Deposit. Put your money to work for you with competitive rates and flexible terms. Combined with our friendly knowledgeable service, it all adds up to an investment that is worth saving for! A Certificate of Deposit is a great investment tool, offering safe and predictable savings growth. Right now enjoy a special rate of 1.71% APY* on a 60-month CD from Clear Mountain Bank. A small investment today can help you grow your nest egg for tomorrow. Plus, Clear Mountain Bank is a local community bank, which means that your money stays right here in our community, working for all of us. Open your CD today by visiting your nearest Clear Mountain Bank location. Clear Mountain Bank Certificates of Deposit choices include:

  • Investments that earn interest at competitive market rate of interest; interest earnings are accrued daily with a variety of options for payment, including compounding.
  • Fixed rate and terms of investments provide for stability. Our Certificates range in term from 7 days to 5 years. If you need a term outside of these categories, just ask!
  • Your investment can be automatically renewed at the conclusion of each term. Renewal rate is determined by current market rate of interest.
  • Clear Mountain Bank’s Freedom CD allows you the flexibility to “bump-up” your interest rate once during the term. Ask us about it today!


Do you have more than $250,000 to invest in CDs? With Clear Mountain Bank’s CDARS Program, you can receive full FDIC Insurance coverage on deposits up to $50 million! You’ll earn a competitive interest rate and enjoy the convenience of working with your local, community bank.

*Annual Percentage Yield (APY). A $10,000 minimum deposit of new money not currently on deposit at Clear Mountain Bank is required to open the CD and earn the APY. No brokered deposits accepted. Rates effective as of 2/1/17 and subject to change without notice. The annual percentage yield assumes that all interest will remain on deposit until maturity. A withdrawal will reduce earnings. Fees could reduce earnings. Substantial penalty for early withdrawal. Not valid with any other offer. Certain restrictions may apply. At maturity, the rate will be the non-promotional rate then offered by the Bank for new accounts for the same amount and term.

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