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CREDIT CARDS – Please note you are able to activate your personal credit cards online. For online account access on your personal credit card, you may enroll at

Apply for a Loan

Applying for a loan, online, at Clear Mountain Bank has never been easier.

When you need a loan, we’ll find a program to fit your needs. Regardless of the loan request, you will be pleased with our streamlined approval process.

When you apply for a Clear Mountain Bank loan, you will enjoy local decisions, professional service, and competitive rates and terms. We have been lending money for over 100 years and we’re ready to help you today!

Personal Loan*

From automobile loans to vacation loans, we have the perfect loan for you. Need to consolidate some debt, pay for a wedding or education expenses, buy a 4-wheeler or a new boat? Just give us a call! Local decision-making means that your approval process is quick and easy, giving you more time to enjoy the things you’ll take care of with your Clear Mountain Bank loan! Here’s the loan low-down:

  • Financing available on new or used cars, vans, and trucks as well as other types of recreational vehicles, mobile homes, debt consolidation, dream vacation, home improvements, wedding or education expenses … and more
  • Competitive Rates
  • Pre-arranged financing available
  • Flexible terms
  • Automatic payments from your Clear Mountain Bank Checking or Savings Account may qualify you for additional discount in rate

Home Equity Loan*

Clear Mountain Bank home equity loans are perfect for a one-time borrowing need and offer you the stability of a low fixed rate and fixed terms. Home equity loans can be used for home improvements, vacations, consolidating debts or almost anything else you want or need.

  • Competitive rates & flexible terms
  • Fixed monthly payment
  • Closing costs can be included in your loan
  • Automatic payments available

Mortgage Loan*

At Clear Mountain Bank, we offer a complete line of mortgage products. Whether you are buying, building, refinancing or looking for your vacation hideaway, we have a loan to suit your needs. Our experienced team of lenders will explain the many options:

  • Conventional Fixed Rate mortgages
  • Adjustable Rate mortgages
  • Construction Loans
  • Construction/ Permanent Loans
  • West Virginia Housing Development Loans
  • Rural Housing Loans
  • Lot Loans

Commercial Loan*

At Clear Mountain Bank, we’ve been helping small businesses grow since 1891. As a community bank, we understand the unique needs of small businesses. You can get loan decisions quickly because all of our decisions are made locally.

Our Commercial Lending team provides a full range of commercial loan options, offering many benefits to help your business, including:

  • Great low rates and loans to suit any need
  • Lines of credit for any size business
  • Quick, local decisions

* = Subject to credit approval.

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