Mortgages

The Area's Leading Mortgage Lending Team

Our award-winning team of mortgage specialists are dedicated to helping you from start to finish.

With Clear Mountain Bank, you will receive:

  • Free pre-approvals
  • Quick, local decisions
  • Fast, hassle-free closings
  • Special programs for first-time buyers
  • Online loan application
  • Mobile banking app for tracking
  • and more

Which Mortgage Product Is Right For You?

Whether you are buying, building, refinancing or looking for your vacation hideaway, we have a loan to suit your needs.

Our Rates

30-Year Fixed Conventional
Points: 0
Interest: 4.375% APR: 4.438%
30-Year Fixed Conventional
Points: 1
Interest: 4.000% APR: 4.145%
15-Year Fixed Conventional
Points: 0
Interest: 3.750% APR: 3.803%
30-Year Fixed Jumbo
Points: 0
Interest: 4.625% APR: 4.656%

(APR) Annual Percentage Rates as of 2/21/18 1:37 pm Eastern Time

(APR) Annual Percentage Rates shown are based on a 60-day lock for the purchase of a primary residence. Maximum loan amount for conforming loan is $417,000. Subject to credit approval. To determine USDA property eligibility, visit http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do. Clear Mountain Bank is an Equal Housing Lender NMLS 523098. To receive a personalized quote, call/email a mortgage loan specialist or request a quick rate quote here.

Your Mortgage Preapproval Guide

Know exactly how much you can afford, even if you haven't found the perfect home yet. We make it easy to become First-Step Certified.

Ready To Apply For A Mortgage Loan?

Use our convenient online application for your mortgage loan. We make this process easy and convenient for you.

Schedule An Appointment With A Mortgage Specialist

You have questions … we provide answers! Schedule an appointment online to meet with one of our knowledgeable mortgage specialists.

Mobile Mortgage App

Enhancing the lending experience for both borrowers and Realtors.

Learn More About the App

View how our Mortgage App enhances your process.

Download the App Today

Available for both iPhone© and Android© devices.

app store app store

Our KEY Brings Smiles to Many!

Congratulations Jane on your recent Clear Mountain Bank Mortgage Refinance!

Thank you Dan and Nelda on your Clear Mountain Bank Mortgage Refinance!

Congratulations Tim and Sarah on the purchase of your new home!

Best Wishes Philip and Misty as You Begin Construction of Your New Home!

Congratulations Phyllis on the purchase of your new home!

Mark & Ashley purchased their first home with a Clear Mountain Bank mortgage

Congratulations Brad and Giselle on your new home purchase!

Resources

Mortgage Calculators

Our variety of mortgage calculators are available to help educate and predict payments and costs.

Access My Account

Save your loan application progress and return later to check the status.

Track Your Loan Status

Login to your account and track the status of your loan using our website.

First Front Door Program

For first-time home buyers, for every $1 you contribute, you can receive $3 in grant assistance.

Read Our Reviews
Give Us Feedback!

Give us your feedback!

We want to hear about your experiences at Clear Mountain Bank. If you have a comment, suggestion, or just want to let us know about a great experience you had at your local branch, please send us your feedback using the form below. Don’t include any confidential personal information or account numbers in your comments. Please note that this form is for general comments only. If you have a question or problem that needs immediate attention, please visit the Contact page.