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CREDIT CARDS – Please note you are able to activate your personal credit cards online. For online account access on your personal credit card, you may enroll at

StartFresh Checking®

StartFresh Checking gives you the opportunity to qualify for a traditional checking account, even if you’ve been turned down for a checking account in the past.

StartFresh Checking Features

  • $50 minimum opening deposit
  • No minimum balance requirement
  • Unlimited check writing
  • Free Visa Check Card
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide
  • Free SmartLink® online banking
  • Free online bill pay
  • Free Mobile Banking (message and data rates may apply)
  • Free EasyLine telephone banking
  • Free monthly statements
  • Close of business cut-off time for deposits, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity and online payments.
  • $9.95 monthly fee
  • $3.00 monthly discount with regular payroll direct deposit

After 18 months in good standing with a StartFresh Checking account, you may qualify and apply for a traditional checking account.

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