Safety Stripe

At Clear Mountain Bank, the safety of our customers, team members, and community is our highest priority. At this time, our branch lobbies are operating with limited access. Our COVID-19 resource page is provided to help you remain informed on the changes, frequently asked questions, and how to bank without coming into the branch. The Small Business Relief Resources page contains assistance information and resources for businesses that obtained a PPP loan.

Health Savings Accounts

What is Hsaver?

Hsaver is a Health Savings Account (HSA). An HSA is an account you can put money into to save for future medical expenses.

Who can have Hsaver?

Any adult can contribute to an HSA if they:

  • Have medical coverage under an HSA-qualified “high deductible health plan” (HDHP)
  • Have no other first-dollar medical coverage
  • Are not enrolled in Medicare
  • Are not claimed as a dependent on someone else’s tax return

Contributions to your HSA can be made by you, your employer, or both. However, the total contributions are limited annually. If you make a contribution, you can deduct the contributions on your federal income tax return.



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