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Fixed Rate IRA

Often preferred by the customer who seeks a longer maturity with the benefit of a steady rate, the Fixed Rate IRA features a term from one to five years. Minimum deposits can be as little as $500, but additional deposits to the same account are not permitted.

Contributions may be tax-deductible depending on your income, marital status and whether you have a retirement plan at work. Taxes are typically deferred on the interest you earn and withdrawals are taxed as ordinary income.


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