CMB Covid Header Notice

ATTENTION BUSINESS OWNERS - Additional SBA PPP loan funding is now available. If you did not get a PPP loan from us during the first round and think you might qualify, please contact your Clear Mountain banker TODAY to get started.

For information on the government's Economic Impact Payments, please visit the IRS website. With this tool, you can see the date your payment is scheduled to be deposited in your bank account or mailed to you.

We are experiencing extremely heavy call volume due to COVID-19. While we’ve proudly been answering customer phone calls in person for more than 100 years, you may be greeted by an automated answering service and you may experience an extended hold time, but we are committed to answering your call as quickly as possible. We highly encourage the use of our electronic banking services during this time.

Use these links for our most up-to-date COVID-19 information.

BUTTON: Covid-19 Information for Personal Banking

BUTTON: Covid-19 Information for Businesses

BUTTON: Paycheck Protection Program (PPP) Information

BUTTON: Branch/Lobby Hours & Information

About Us

More than 100 years ago, we began assisting the people of our communities with financial services and products. We started out small and our growth has been steady, stable and measured over the years. We changed with the times, embracing technology and trends, but only if those changes facilitated better products and services for our customers.

Take a trip back into time and chart the beginning and the growth of the financial institution that is now Clear Mountain Bank.

From Past to Present

In 1891, Terra Alta, WV, had a population of about 500. There were no paved streets or sidewalks, no automobiles, and crude oil lamps lit the town’s streets. Few people had bank accounts, as most folks carried their money in their pockets. A group of leading businessmen, however, recognized the value of a bank and chartered The Terra Alta Bank on October 21, 1891.

In 1903, just down the road from Terra Alta in Bruceton Mills, WV, a group of community leaders applied to the Department of Banking of West Virginia for a charter to be issued in the name of The Bruceton Bank. Business began in an office formerly occupied by McGibbons Saddle Shop.

The Terra Alta Bank and Bruceton Bank continued to grow and operate separately for nearly 100 years. Each bank earned a reputation for offering excellent financial products, friendly service, and a commitment to the local communities. In 1987, the stockholders of The Terra Alta Bank elected to become part of State Bancorp, Inc., a locally owned and managed company in Bruceton Mills, which also owned Bruceton Bank. Although both banks worked together as part of State Bancorp, Inc., each bank continued to operate under separate names. Eighteen years later, in 2005, The Terra Alta Bank and Bruceton Bank officially combined, keeping the same ownership and management, but changing the name of both banks to Clear Mountain Bank.

Through more than 100 years of growth and changes, one thing has remained constant: friendly and professional hometown service and a dedication to helping the local communities grow. We may have a new name, but we guarantee that our commitment to serving our customers won’t change, even in the next 100 years!


Read Our Reviews

Give us your feedback!

We want to hear about your experiences at Clear Mountain Bank. If you have a comment, suggestion, or just want to let us know about a great experience you had at your local branch, please send us your feedback using the form below. Don’t include any confidential personal information or account numbers in your comments. Please note that this form is for general comments only. If you have a question or problem that needs immediate attention, please visit the Contact page.